Tuesday, June 17, 2008

Understanding FHA Secrets and RISK BASED PRICING

They tried to keep me quite about fha risk based pricing and how the MIP adversely affects certain individuals. I won't accept anybodys hush money. I'll type the secrets of FHA MIP RISK BASED PRICING and the politicians and the industry people that are pocketing FHA MIP are not going to stop this post.

I first must tell you that the FHA risk based pricing and risk adjusted pricing for FHA and the MIP fund came about becuase of the FHA solvency issue. Now it is growing from the MIP fund and the level of risk for the FHA mortgage insurance premiums are unbearable.

FHA Level Pricing based on credit scores.

Tuesday, June 10, 2008

SHORT OPTION CONTRACTS

My final post on the option contract, so here are the links for you:

http://myfirstblog12.blogspot.com/2008/06/option-contract-short-sales-title.html

http://zkt145.blogspot.com/2008/06/dynamics-of-short-sales-option.html

http://short-sale-real-estate.blogspot.com/2008/06/explain-option-contract-short-sales.html

http://scientifichousing.blogspot.com/2008/06/finding-title-company-for-closing.html

http://larrylinkler.blogspot.com/2008/06/option-contracts-have-been-used-widely.html

http://moneypaystherent.blogspot.com/2008/06/title-policy-for-option-contract-and.html

http://housingboomgonebust.blogspot.com/2008/06/finally-i-can-list-title-companies-of.html

Before you decide about which option contract, title company, short sale, and real estate is appropriate for you, you must click the links above, touch yournose and say "I am an option contract of real estate to be used in a shorts ale" three time. Then click the links again repeating the short sale words above and take two asprin and call me in the morning. Goodnight!

Sunday, June 8, 2008

Flagler County FLorida Discounts on Real Estate

There was a story about Flagler county and it made me think of Flagler county florida and the discounts available on real estate there. You can ride a motorcycle with Robbie Kneivel in Flagler County florida and he may ride the bike over the discounted real estate in Flagler county. Here is an example of Flagler county real estate that is selling at a discount.

Short Sales are available in Flagler county real estate if you talk to the real estate agent in Flagler county florida. You may learn that the title company for real estate settlement in Flagler county is running around with flagler short sales on her t-shirt. They sell these shorts in Flagler county for anyone buying real estate in Flagler county. One way to examine the benefit of locating real estate online in Flagler county real estate in florida is to use an fha mortgage loan for the down payment of funds on the Flagler real estate.

Flagler County Real Estate Discounts.

Thursday, June 5, 2008

Let's Talk About Real Estate in Flagler County Florida

Let's get right to flagler county florida real estate. I know you want to hear a housing story about real estate in flagler county. This is why the real estaet in flagler county florida is so cheap.

The house and condo that you bought in flagler county florida may not be worth what it was yesterday. In comparison to teh cost of real estate of flagler county florida homes and condos, you can say that today's prices are cheap. Cheap real estate in flagler county is in the flagler county newspapers all day long. What does taht tell us about the flagler county short sale?

You have to assume that the flagler county real estate short sales are cheap too. And that my friends is the flagler county florida real estate update for today.

FLAGLER COUNTY FLORIDA CHEAP REAL ESTATE

Tuesday, June 3, 2008

Say FHA score below 580 one more time!!!

The underwriter finally approved my borrower with an fha loan under 580 credit score. It took some time and no the fha loan didn’t have a nice fancy 620 fico score attached to it. It took a while for the 620 credit score to go from fha and back to a 580 credit score fha. All in all it was an fha loan with a 580 credit score.

You may be wondering where the fha loan under 620 fico is available. I am not sure if your credit score is a 580 fico or a 620 or if you like FHA loans at all. You may be a real estate investor or you may be an fha appraiser. You could be anyone with a credit score below 580 and obtain an fha mortgage loan given certain circumstances for fha and that the fha guidelines and rules are followed for credit score below 620.

Take a look at the fha loans for borrowers to buy below 620 fico scores.

Monday, May 26, 2008

Lienholder Removal in Florida Song

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Thursday, May 15, 2008

I saw my fha credit score and FREAKED!

I saw my low credit score and was confronted with an fha mortgage loan denial. The fha credit scorew was too low forapproval with one lender. I then began to look for another fha mortgage lender to fund my fha loan with a low fico score.

The journey took many days and was filled with peril and much fha manual underwriting. I was steadfast in my fha manual underwrite and went from fha mortgage loan processor to fha mortgage loan processor with my credit report and low fha credit score. Then it happened. I had almost given up on my fha loan with a low credit score.

I looked up and say an fha lender that was willing to fund my fha loan with a credit score below a 620. Then I kept going down the fha mortgage lender list and found another fha lender under 580. Finally I found an fha mortgage lender down to a 520 credit score and got my fha loan.

Mortgage on fha and credit scoring approvals in future articles.